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What Does a Title Company Do?

What does a title company do? When you purchase a home, a title company will research the property to ensure that you are the rightful owner upon closing. They'll look through records for anything that might cause problems-ownership disputes, restrictions, unpaid taxes, liens, and more. Their goal is to document the chain of title and identify any issues that could become major problems down the road. Upon opening escrow, your chosen title company will immediately begin their research, and within a few days should have issued you a "Preliminary Title Report" showing you all of the docs and info you need regarding your chosen property.  Look over the preliminary report carefully. Note any easements, special taxes and liens. In some instances home sellers may have added energy efficient appliances, solar, windows etc......... but instead of paying outright they opted for another approach which may include a lien on the property that is added to annual taxes until paid off. 

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